Encik Samad graduated with a Bachelor of Commerce degree from the University of

Encik Samad is a Chartered Banker of the Asian Institute of Chartered Bankers (AICB), Chartered Accountant (CA) with the Malaysian Institute of Accountants as well as Certified Practicing Accountant (CPA) of CPA Australia. He graduated with a degree majoring in Accounting and Finance from the University of Western Australia and later obtained his MBA specialising in Information Technology Management from Multimedia University. He recently completed the Oxford Advanced Management and Leadership Program at the University of Oxford.

Prior to joining SME Bank in 2021 as the Group Chief Financial Officer where he oversees the group Finance, Treasury and Procurement functions, Encik Samad was the Group Chief Operating Officer of Affin Hwang Investment Bank Berhad. Encik Samad started his career in External Assurance in one of the big 4 audit firm in 1995 before joining the Management Audit team of Sime Darby Berhad. His previous work experiences also include being the CFO in the financial industry for more than 10 years and held managerial positions in Equity Capital Markets and Stockbroking Operations.